New Mortgage Credit Score Rules in 2026: What NJ and NY Homebuyers Need to Know
By Michelle Burroughs, MBA | #MBArealtor® Real Estate Broker Associate, eXp Realty | Licensed in New Jersey and New York Published November 9, 2026 | Last updated November 9, 2026 Quick answer: Since September 9, 2026, lenders who sell loans to Fannie Mae and Freddie Mac can use either Classic FICO
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