Mortgage Calculator MBArealtor Mortgage Calculator © Click Here to Access Census Track Mortgage Calculator Property Address MLS # Step 1 Enter Qualified Monthly Payment Principal Interest Taxes Insurance (PITI) * $ Property Type * Single Family Multi Family Condo/Townhouse HOA Fee $ Loan Information Purchase Price $ Interest Rate HOA Fee $ Taxes (Annual) $ Insurance (Annual) $ Mortgage Terms 30 Year 15 Year PITI[value] Monthly Mortgage Breakdown Principal and Interest $ Monthly Principal and Interest % Insurance $ Insurance % Taxes $ Taxes % HOA Fees $ Total Monthly Mortgage Payment PITI $ Rental Income Click Here to Access Rentometer Unit 1 $ Unit 2 $ Unit 3 $ Unit 4 $ Rental Income Total $ 75% Of Rental $ Member's Individual Qualified Amount Excluding Rental $ Total Monthly Maximum Mortgage $ New Monthly PITI Minus Rental Income $ Minimum Required Funds Estimate Home Inspection $ Attorney Fee (non NACA) $ Home Owner Insurance (HOI 1st Yr & 1st Qtr) Escrow $ Real Estate Taxes (1st & 2nd Qtr) Escrow $ Mortgage Interest (30 Days) Escrow $ Mortgage Reserves (2 Months) Savings $ Mortgage Reserves (4 Months) Savings $ Mortgage Reserves (5 Months) Savings $ Mortgage Reserves (6 Months) Savings $ Total Minimum Funds $ Interest Rate Buy Down Select Buy Down None .25% .50% .75% 1.00% 1.25% 1.50% 1.75% 2.00% 2.25% 2.50% 1% of Purchase Price* *1% Purchase Price = .25% Interest Rate Buy Down 5% Of Purchase Price** **Max Interest Rate Buy Down 5% of Purchase Price & Salary 80% Above MSA Interest Rate Buy Down Chart % Buy Down $ Buy Down New % Rate New PITI .25 % Buy Down % .25 $ Buy Down $ .25 New % Rate % .25 New PITI $ .50 % Buy Down % .50 $ Buy Down $ .50 New % Rate % .50 New PITI $ .75 % Buy Down % .75 $ Buy Down $ .75 New % Rate % .75 New PITI $ 1.00 % Buy Down % 1.00 $ Buy Down $ 1.00 New % Rate % 1.00 New PITI $ 1.25 % Buy Down % 1.25 $ Buy Down $ 1.25 New % Rate % 1.25 New PITI $ 1.50 % Buy Down % 1.50 $ Buy Down $ 1.50 New % Rate % 1.50 New PITI $ 1.75 % Buy Down % 1.75 $ Buy Down $ 1.75 New % Rate % 1.75 New PITI $ 2.00 % Buy Down % 2.00 $ Buy Down $ 2.00 New % Rate % 2.00 New PITI $ 2.25 % Buy Down % 2.25 $ Buy Down $ 2.25 New % Rate % 2.25 New PITI $ 2.50 % Buy Down % 2.50 $ Buy Down $ 2.50 New % Rate % 2.50 New PITI $ 2.75 % Buy Down % 2.75 $ Buy Down $ 2.75 New % Rate % 2.75 New PITI $ 3.00 % Buy Down % 3.00 $ Buy Down $ 3.00 New % Rate % 3.00 New PITI $ 3.25 % Buy Down % 3.25 $ Buy Down $ 3.25 New % Rate % 3.25 New PITI $ 3.50 % Buy Down % 3.50 $ Buy Down $ 3.50 New % Rate % 3.50 New PITI $ 3.75 % Buy Down % 3.75 $ Buy Down $ 3.75 New % Rate % 3.75 New PITI $ 0.125 % Change Field % 0.25 % Change Field % 0.50 % Change Field % 0.75 % Change Field % 1.00 % Change Field % 1.25 % Change Field % 1.50 % Change Field % 1.75 % Change Field % 2.00 % Change Field % 2.25 % Change Field % 2.50 % Change Field % 2.75 % Change Field % 3.00 % Change Field % 3.25 % Change Field % 3.50 % Change Field % 3.75 % Change Field % Mortgage Information Purchase Price $ Interest % Taxes $ Insurance $ Minimum Required Funds Estimate $ + Interest Rate Buy Down $ = Total Needed At Closing $ Mortgage Amount $ New Interest Rate % New Mortgage Amount $ 75% Of Rental $ Rental Income $ 75% Of Rental $ Mortgage Amount $ New Mortgage Amount $ Send this information to yourself. Enter your information below. First Name * Last Name * Email * Phone * NACA ID# If you are human, leave this field blank. Connect With Me Contact Us First Name * First Name Last Name * Last Name Email * Email Phone * Are you qualified? * I am Not Qualified I am Qualified I have a home to sell NACA ID# Property Address (If known) MLS Number (If known) Message * reCAPTCHA If you are human, leave this field blank. Submit